Commercial Insurance

This coverage will pay for the damage your business' structure sustains following such occurrences as fire, theft or weather.

This coverage will protect business contents. It will usually cover such items as computer systems, furniture and stock.

This coverage applies to damage you might cause to others. For example, if a customer slips and falls in your store, this coverage can help them pay for their medical bills. Coverage might also apply to property damage you cause to third parties.

This policy will pay for operating expenses you incur even if you must temporarily close the business. This coverage can also help you pay to relocate the business while your original site undergoes repairs.

This coverage applies when your professional mistakes cause harm to your clients. It can help you repay these parties for their losses and cover legal expenses you might incur.

Your business might become a victim of cyber theft or other data losses. Should customers sustain personal harm because of these losses, coverage can help you repay them.

This coverage applies to vehicles owned or operated by the business. Most policies can contain such coverage options as state required liability, collision, comprehensive and uninsured/underinsured motorist protection.

Most states — including Florida —require businesses to carry this coverage. It will help you supply employees with assistance in the event they get hurt or sick on the job.